Pradhan mantri Awas Yojna
  • Subsidy benefit of 6.5% per annum for first time home buyers.
  • Beneficiary should not own a pucca house either in his\her name or in the name of any member of his\her family in any part of India.
  • Annual Income upto Rs. 6.0 lacs.
  • Disclaimer: Loans at sole discretion of ICICI Bank Ltd.

 

Capitaves Consultants Private Limited, flows freely towards attaining diverse goals of the clients through varied services at their doorstep. It creates a plethora of opportunities for the customer by opening up investment vistas backed by research based advisory services. Here, growth knows no limits and success recognizes no boundaries. Helping the customer create waves in his portfolio and empowering the investor completely is the ultimate goal of Capitaves.

The umbrella of Capitaves offers diversified financial products such as Real Estate, Wealth Management, General Insurance, Life Insurance, Health Insurance etc. We provide a complete spectrum of real estate and financial service products to our clients and build a strong nationwide distribution footprint to emerge as a leader among consultants.

People being the key ingredients in building a winning organization, we are committed to leverage the best talent in the industry. While doing so, we also keep in mind that we hire the people with highest level of professionalism, integrity & ethical standards.

At present Capitaves is proud to serve more than 1000 happy families and more than 50 Corporate Clients through its 3 branches and network of 50+ Business Partners.

Management Team of Capitaves is a perfect blend of youth and experience who are determined to succeed.

S K Pandey : An Arts Graduate with over 40 years of experience in General Insurance consultancy services. He started his career from Hindustan Motors Ltd., then, he worked with National Insurance Co. Ltd. for 34 years and finally opted for VRS to venture in Insurance Consultancy. Capitalizing his expertise and knowledge in Insurance sector, he is serving corporate clients of Delhi, Kolkata, Bangalore, Kanpur, Varanasi, Rudrapur and many more cities.

In his consultancy, he not only takes care of placement of insurance of corporate, but he provides clients with the full spectrum of risk and insurance products and solutions. His services span placement capabilities with multiple Insurance Companies, Risk and Specialty product practices, Claims Advocacy and related services (follow up with companies for faster settlement) and risk consulting.

 

Saurabh Pandey : A Management Graduate in marketing with over 11 years of versatile experience in financial services industry. He started his career from erstwhile ICICI Capital then with ICICI bank Ltd., Kotak Mahindra Bank Ltd, Reliance General Insurance Co. Ltd and Aditya Birla Money Mart Ltd. (earlier known as Birla Sunlife Wealth Management).

In his previous assignment at Aditya Birla Money, he was working at the capacity of Regional Head for Delhi & NCR and was responsible for overall P&L of all 3 verticals i.e. Direct, Channels and Institution which were focused on multi product distribution including Mutual Funds, Insurance, Stock Broking, Private Equities, Structured Products and Real Estate.

Saurabh has completed his Graduation from Varanasi and Post Graduate Diploma in Management from All India Management Association (AIMA), New Delhi.

 

Adhaar Bansal : A management graduate has over 9 years experience in Health & Insurance Sector in India at various levels. Prior to assuming his current role, he has worked with other renowned Corporate like HDFC Chubb , Reliance General , Cholamandalam MS General Insurance Co. Ltd. and UnitedHealthcare India.

In his previous role at UnitedHealthcare India, Adhaar was working at the capacity of Assistant Vice President and was responsible for not only acquisition of new lines of business but also manage the existing relationships. Prior to this position Adhaar has experience of managing retail lines of business through various distribution models. In one of his assignments he has managed sales and operations for a region across all lines of business.

Adhaar has done post graduation in Insurance Management from Amity School of Insurance and Actuarial Sciences. He also did his Masters in Business Administration from Institute of Management Technology, Ghaziabad where in he studied at Euromed Marseille, Ecole De Management France under the student exchange program.  Prior to this, he completed Bachelors in Commerce Honors from Delhi University, India.

 

Ashish Upadhyay : A Commerce Graduate possess over 7 years experience in financial service industry at various levels.

He has started his career from ABN Amro Bank, then worked with Kotak Mahindra Bank Ltd., Reliance Money Ltd. and HDFC Bank Ltd.

In his professional stint with various companies, he treasures experience of Branch Banking and Distribution of various financial products including, Mutual Funds, Insurance, Stock Broking, Real Estate and all Banking Products. In his previous assignment, he was Asst Branch Manager in HDFC Bank Ltd

 

Gaurav Mishra : A management Graduate has over 1.5 years experience in BFSI sector. He has worked as a Sales Manager for LIC .He has experience in mortgages as well as Insurance comprising of both life and non life Insurance.

In his previous role at LIC , Gaurav was working at the capacity of Branch Manager and was responsible for not only generation of new policies but also managing existing relationships. Gaurav has experience in managing financial portfolios. In one of his assignments he has managed sales and distribution for UP region.

Gaurav completed his education abroad, He did his Masters in Business Administration from Institute of Management Technology , DUBAI. Prior to this, he completed Bachelors in Science Honors from Chhatrapati Sahu Ji maharaj (CSJM) university , Kanpur, India.

 

Ravi Kumar Sadh : A Diploma holder in Mechanical Engineering, with Specialization  in Automobiles  has a total experience of 24 years in automobile service. He started his career with Motor Sales where he worked for 5 years in Motor Sales Lucknow .Currently he manages the Business of automobiles and has diversified businesses comprising of  Authorised service points across Lucknow which have been operational since last two decades. A part from Automobiles Ravi has a decent Insurance portfolio .

Ravi has exposure to real estate industry also with experience of 4 yrs, he is an expert in making best out his existing customer network.

Father : Hem Chandra Sadh : An Post Graduate presently  looking at back office operations and finance of group bussiness for last 14 years prior worked as Pharmaceutical Chemist (Manufacturing ) for 30 years .

 

Sudhir Kashyap : An Economics Graduate possess over 10 years experience in financial service industry at various levels.

He has started his career from IPCA Labs then worked with Standard Chartered Bank, Yes Bank and HDFC Standard Life insurance.

In his professional stint with various companies, he treasures experience of Branch Banking and Distribution of various financial products including, Mutual Funds, Insurance, Home Loans,Real Estate and all Banking Products. In his previous assignment, he was Branch Manager in HDFC Standard Life insurance company.