Loan Amount:
Interest Rate: %
Loan Terms: Months
   
Pradhan mantri Awas Yojna
  • Subsidy benefit of 6.5% per annum for first time home buyers.
  • Beneficiary should not own a pucca house either in his\her name or in the name of any member of his\her family in any part of India.
  • Annual Income upto Rs. 6.0 lacs.
  • Disclaimer: Loans at sole discretion of ICICI Bank Ltd.

 

We have a separate loan advisory vertical that gives you the freedom to choose the best loan deal.

Want to know how we help you fulfil your dreams?

  • All Banks want to grow their Loan Portfolio.
  • This clearly gives a lot of scope to us for negotiating a better deal for you.
  • We give you unbiased advise to understand the pros and cons of availing fixed , floating and flexible loans basis your financial planning.
  • We help you avail loans in lesser time frame
  • We facilitate end to end servicing to ensure your comfort is not compromised upon.

We extend our services to both Retail and Corporate Segment.

Product Offerings:

  • Flat Purchase : When purchasing a new house, you can avail loan from banks financial institutions and from other home finance companies. Home loans are easily available and can be paid over a period of time in monthly instalments
  • Balance Transfer : If you are paying higher home loan interest rates compared to market , you should check out the option of Balance Transfer which will help you in saving cash on monthly basis. Banks, Financial Institutes and some other home finance companies provide an easy option of switching your existing home loan from one provider to another.
  • Top Up : If you are looking for additional finance on your existing home loans, you can use Top Up facility. Banks, financial institutes and other home finance companies provide an easy option of availing additional loan on existing home loan, which can be used to meet expenses towards repair of house, repair, purchase of furniture, fixtures etc.
  • Refinance : If you have purchased your house from your own sources and over a period of time you want to get it financed then you can avail this option. Refinance option is available only within six months of getting property registered. Refinance is available at the home loan interest rates.

List of Documents :

Salaried

  • Salary Slip of last 3 months.
  • 6 months bank statement of Salary Account.
  • Form 16 / ITR of last 2 years.
  • PAN Card copy.
  • Photo ID Proof.
  • Residence Proof.
  • Signature Proof.
  • Age Proof.
  • One Photograph.
  • Loan Track Record (if any).

Self Employed

  • Last 2 years Income Tax Acknowledgement.
  • Last 2 years Financials certified by Chartered Accountant.
  • Business Profile.
  • Photo ID Proof.
  • Residence Proof.
  • Signature Proof.
  • Age Proof.
  • One Photograph.
  • Loan Track Record (if any).
  • Business Address Proof.

Self Employed Professional

  • Last 2 years financials certified by Chartered Accountant along with Income Tax Acknowledgement.
  • Last 6 months bank statement of Current & Saving Account.
  • PAN Card copy.
  • Photo ID Proof.
  • Residence Proof.
  • Signature Proof.
  • Age Proof.
  • Business Address Proof.
  • Copy of Professional Qualification Certificate / Degree.
  • One Photograph.

Private Ltd Company

  • Salary Certificate.
  • List of Directors.
  • PAN card copy of the company.
  • Last 6 months bank statement reflecting salary credits.
  • Form 16 of last two years.
  • Share holding pattern of the Company certified by a Chartered Accountant.
  • Memorandum & Articles of Association.

Partnership Firm

  • Six months bank statement of Current Account of the Firm.
  • Copy of Partnership Deed.
  • Last 2 years Audited Financials of the Firm along with Income Tax Acknowledgement.

To know more how we may be of service to you or your organization, please write to us on info@capitavase.com