Pradhan mantri Awas Yojna
  • Subsidy benefit of 6.5% per annum for first time home buyers.
  • Beneficiary should not own a pucca house either in his\her name or in the name of any member of his\her family in any part of India.
  • Annual Income upto Rs. 6.0 lacs.
  • Disclaimer: Loans at sole discretion of ICICI Bank Ltd.
Loan Amount:
Interest Rate: %
Loan Terms: Months
   

 

Does Diversification only refers to investment in different asset class??
Or
Have you ever thought of investing in different Economies as well??

Capitaves presents one of the best offshore funds

 

WHY SUPERFUND & NOT OTHER INVESTMENT –

  • BECAUSE at a volatility of 30% Superfund Gold A delivered returns of 23.23%(p.a.) , whereas Sensex at a volatility of 27.35% delivered returns of just 12.21% (p.a.) over a 14 year time frame.
  • BECAUSE you get unmatched exposure to all those markets (150 in all) which actually matter, which in other terms are beyond human capability to track and enter at the time when it actually matters.
  • BECAUSE Superfund is just not correlated to any market worldwide and then also gives you equity like returns.
  • BECAUSE it can go both long and short and make money on any market momentum.
  • BECAUSE Superfund trades through proprietary software wherein software takes the call and executes also. So no execution gap.
  • BECAUSE its highly regulated in multiple countries including US, Europe.
  • BECAUSE client’s money lies with Custodian for complete safety and security.

.....DECIDED?????????

About Superfund :

  • One of world‘s largest provider of Absolute Returns focussed Managed Future Funds.
  • Founded in 1995 and launched its first fund Superfund Q-AG in March, 1996 in Austria.
  • Superfund group has presence across Americas, Europe and Asia. Its companies are strictly regulated in various jurisdictions.
  • Superfund funds trade 150 markets using fully automated approach to trading.
  • Superfund Funds have received wide international acclaim with over 40 awards and rankings.

Offshore Funds - Limitations :

  • Most offshore funds in India are long only Global Equity Funds, which perform when equity markets are going up.
  • Global Equity Markets are underperforming Indian Equity Markets so the returns from global equity funds are less than Indian equity funds, most of the time.
  • Global and Indian Equity markets have a 76% correlation (5 years at 3/31/10), which means global funds give negative returns at the same time as India funds.
  • Indian investors know more about the local fund managers and can rely on their predictions for stocks, as opposed to limited knowledge on global markets.
  • All foreign currency denominated products are exposed to rupee appreciation risk against foreign currency like dollar, which can lead to negative returns in rupees.

Advantages of Superfund

  • Higher performance potential
    • Ability to generate high returns over a long-term investment period
  • Profit from over 150 financial & commodity markets
    • Stock indices, bonds, currencies & commodities
  • Positive returns in any market situation
    • Regardless of whether the exchanges are rising or falling
  • Reduce overall risk & increase return potential
    • Independent correlation ensures “true” diversification
SUPERFUND DNA REPORT (Source : Bloomberg & Teletrader)
 
SPAN - 14 Yrs - From March 1996 to June 2010
 
PARTICULARS SUPERFUND GOLD A SENSEX NIFTY GOLD MSCI WORLD S&P 500 NORMAL RANGE ACROSS ASSET CLASSES
RETURNS - p.a. 23.22% 12.21% 12.41% 8.24% 2.32% 3.37% (6% to 14%)
 
VOLATILITY 30.01 27.35 27.15 15.93 16.1 16.33 (15 to 44)
 
MAXIMUM DRAWDOWN -36.55 -56.17 -55.12 -35.99 -55.37 -52.56 (-25 to -45)
 
SHARPE RATIO 0.64 0.3 0.31 0.27 -0.1 -0.04 (0.35 to 0.25)
(meaning - Sharpe ratio is used to characterize how well the return of an asset compensates the investor for the risk taken, the higher the Sharpe ratio number the better.
(relevance - Higher the Better. It shows how well the fund has been managed in high volatility.
 
SORTINO RATIO 1.58 0.74 0.74 0.96 0.18 0.28 (0.80 to 0.50)
(meaning -  A modification of the Sharpe ratio but penalizes only those returns falling below a user-specified target, or required rate of return, while the Sharpe ratio penalizes both upside and downside volatility equally.
(relevance -Higher the Better. The ratio is the actual rate of return in excess of the investor's target rate of return, per unit of downside risk.
 
CORRELATION WITH ANY ASSET CLASS WORLDWIDE ZERO HIGH HIGH MODERATE HIGH HIGH (MODERATE to HIGH)
(meaning - How the corresponding asset class responds to changes in financial markets or other asset class.
(relevance -Lesser the better. Helps in understanding the negative & positive aspects of globalisation and its effect on the asset class. High correlation means that your asset class will be severely affected by any market movement.
 

Salient Features -

PARTICULARS SUPERFUND GOLD A SENSEX NIFTY GOLD MSCI WORLD S&P 500 OTHER FUNDS/ MUTUAL FUNDS/ HEDGE FUNDS
EXPOSURE 150 MARKETS, 8 SEGMENTS,  MULTIPLE ECONOMIES ONE MARKET, ONE ECONOMY, ONE SEGMENT, 32 STOCKS ONE MARKET, ONE ECONOMY, ONE SEGMENT 50 STOCKS ONE 24 MARKETS, ONE SEGMENT, MULTIPLE ECONOMIES, 1500 STOCKS ONE MARKET, ONE SEGMENT, ONE ECONOMY, 500 STOCKS MAX 2 TO 3 MARKETS, ONE SEGMENT, MULTIPLE ECONOMIES
CUSTODIAN FOR CLIENT MONEY SECURITY YES, UBS & CACEIS NO NO NO NO NO MAY BE
REGULATION MULTIPLE REGULATORS IN MULTIPLE COUNTIRES INCLUDING US & EUROPE SEBI SEBI FMC, OTHERS NA SEC, FINRA NA
EXECUTION AUTOMATIC & ON THE SPOT BY THE SYSTEM THROUGH DMA AS SOON AS THE TRIGGER IS GENERATED. ZERO EXECUTION GAP MANUAL THROUGH NORMAL PLATFORMS. ATLEAST 5 MINUTE EXECUTION GAP MANUAL THROUGH NORMAL PLATFORMS. ATLEAST 5 MINUTE EXECUTION GAP MANUAL THROUGH NORMAL PLATFORMS. ATLEAST 5 MINUTE EXECUTION GAP MANUAL THROUGH NORMAL PLATFORMS. ATLEAST 5 MINUTE EXECUTION GAP MANUAL THROUGH NORMAL PLATFORMS. ATLEAST 5 MINUTE EXECUTION GAP MANUAL THROUGH NORMAL PLATFORMS. ATLEAST 5 MINUTE EXECUTION GAP
TRIGGER GENERATION SYSTEM GENERATED SYSTEM & MANUAL SYSTEM & MANUAL SYSTEM & MANUAL SYSTEM & MANUAL SYSTEM & MANUAL SYSTEM & MANUAL
FACILITY TO GO LONG AND SHORT YES NO NO NO NO NO MAY BE

Superfund Performance  :

Super fund Performance Statistics Vs Other Assets
 
UPDATED VERSION TILL MARCH 2010
AVERAGE ROLLING RETURNS
Asset Class 3 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months 84 Months 120 Months
BSE Index 4.14% 16.41% 22.28% 30.27% 53.42% 75.92% 101.12% 155.61% 286.84%
CCIL Broad Tri Index 1.85% 8.93% 14.22% 19.65% 22.36%        
GOLD 2.08% 8.33% 12.27% 16.77% 25.92% 34.53% 40.99% 49.52% 40.36%
S&P 500 1.37% 6.22% 9.82% 15.50% 28.28% 41.98% 55.99% 85.55% 154.62%
MSCI WORLD Index 1.16% 4.92% 7.47% 11.68% 21.05% 31.11% 39.58% 52.45% 84.97%
GOLDMAN SACHS COMMODITY Index 1.74% 8.80% 13.31% 18.63% 27.25% 36.47% 47.37% 67.54% 117.86%
Superfund Gold A 4.84% 16.20% 29.86% 44.57% 61.22% 70.70% - - -
% POSITIVE PERIODS
Assets class 3 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months 84 Months 120 Months
BSE Index 56.88% 62.87% 61.07% 63.47% 71.85% 76.64% 82.03% 85.02% 92.20%
CCIL Broad Tri Index 65.71% 92.30% 100.00% 100.00% 100.00% 100.00%      
GOLD 52.38% 66.07% 66.07% 63.09% 59.52% 58.92% 54.76% 48.21% 47.02%
S&P 500 62.50% 68.45% 65.47% 66.66% 67.85% 66.66% 64.88% 89.88% 89.28%
MSCI WORLD Index 61.67% 67.66% 67.06% 68.86% 66.46% 67.06% 68.26% 95.80% 89.82%
GOLDMAN SACHS COMMODITY Index 59.28% 63.47% 61.07% 63.47% 77.84% 82.03% 79.64% 91.61% 100.00%
Superfund Gold A 60.78% 78.57% 83.33% 93.33% 100.00% 100.00% - - -

Entry Load :

<= USD 50000 - 4.5 %
  >  USD 50000 - NIL

Exit Load :

Before 1 year - 2%
After 1 year - NIL

For more details of Superfund, please write to us on wealth@sunshinefinmart.com